Home Care Myth Busters

by Lois Etienne on October 5, 2011

in Insurance,Senior Health and Safety

No matter what our health or financial situation, most of us want to be able to remain in our own homes. Home care is one of the answers to make that happen. But a lot of people have misconceptions about what home care is really all about. So, I’m going to address several home care myths over the next two weeks. If you have any questions as we go through this, please put them in the comments and I’ll tackle them.

Myth No. 1 Home care is only for the very ill.

It’s true that seniors at home who are very ill or recovering from a serious operation may seek the services of a home health aide. But home care actually covers two different types of care, home health (medical) and home care (non-medical).

Home health care provided by licensed medical professionals can cover a wide range of medical and therapeutic services. Home health care may be needed for post-operative rehabilitation, skilled assessments and teaching, occupational and speech therapy, wound care, mobility training, pain management or IV therapy/injections. This may be covered by insurance, Medicare or can be paid for privately.

Then there’s non-medical home care, such as personal care, homemaker or companionship services provided by professional caregivers. Non-medical home care often revolves around the activities of daily living (ADLs) such as eating, dressing and bathing. Or the instrumental ADLs such as driving, shopping and doing housework. Small amounts can be provided by Medicaid, but usually it takes Long-Term Care Insurance or is paid for privately.

Frequently an older adult may benefit from both types of home care services, especially after a hospitalization.

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